*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St,
Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed
APR, effective as of April 2023, subject to change. Minimum loan amounts apply. Interest
starts accruing when funds are disbursed. Interest is waived if repaid in 180 days from
first disbursement. When open line period ends, the balance becomes a fixed rate installment
loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less
than the full approved amount of credit is used. First monthly loan payment due 180 days
after first disbursement.